Broker Check

Retirement Plan Consulting

How We Work

Every plan sponsor has unique goals and objectives. As your plan consultant, Defined Plan Advisors will create an ongoing service plan specific to your needs. From plan design review to detailed investment analysis to employee communications and more, our dedicated consultants will deliver value-added services to ensure a successful retirement plan experience both for you and your employees.

We understand you face a variety of concerns with regards to your retirement plan. We focus on helping you to design a best in class retirement plan to address any number of issues that may be on your mind including but not limited to:

  • Complying with retirement plan regulations
  • Adhering to fiduciary responsibilities
  • Paying reasonable fees
  • Offering competitive funds
Investment Analysis

Investment Analysis

Independent investment analysis through our proprietary Scorecard System™.

  • A proven institutional approach to researching and evaluating fund managers and investment strategies.
  • Tracks nearly $400 billion in retirement assets and evaluates 40,000+ investment options across hundreds of provider platforms.
  • Easy-to-understand, 10-point scoring system.
  • Chartered Financial Analyst (CFA) charterholder-led research team conducts hundreds of money manager meetings annually and provides high-level investment consulting.
Fee Benchmarking and Provider Negotiations

Fee Benchmarking and Provider Negotiations

Thorough market analysis and guidance through exclusive B3 Provider Analysis™ technology.

  • Compare competitive proposals within a live-bid environment.
  • Compares 400+ data points from 100+ service provider platforms.
  • Enables you to easily evaluate your plans, fees, services and investments.
Fiduciary Compliance

Fiduciary Compliance

Guidance you need to navigate the legal and compliance landscape and reduce fiduciary liability exposure.

  • Fiduciary Fitness Program™ (FFP) measures health of a retirement plan and offers remedies through education, diligence and intelligent process.
  • Holistic approach to fiduciary best practices through the FFP’s Fiduciary Plan Review™, Fiduciary Diagnostic™ and 20+ fiduciary education and documentation modules.
  • Former practicing ERISA attorneys on staff.
  • Ability to serve as either a 3(21) fiduciary or 3(38) fiduciary.
Plan Design

Plan Design

High-impact plans consistent with your company’s culture that drive successful participant outcomes.

  • Courageous Plan Design™ consulting, including automatic enrollment, higher minimum deferral rates, automatic deferral escalation, employer matching programs, and loan and hardship provision elimination.
  • PLANavigator™ system shows you high-impact plan design scenarios that maximize participant retirement income potential while minimizing employer cost.
Participant Education and Financial Wellness

Participant Education and Financial Wellness

Highly customized individual and group participant content structured to optimize outcomes.

  • Bilingual employee education staff accessible through toll-free phone and email help lines (through recordkeeper)
  • Group education, enrollment meetings and one-on-one sessions.
  • Access to financial wellness program designed to create financial wellness for all participants.
Target Date Fund Consulting

Target Date Fund Consulting

Thorough process to identify a “best-fit” target date fund (TDF) series that is right for your plan.

  • The Department of Labor (DOL) published a TDF Tips sheet stating that plan fiduciaries are expected to appropriate risk postures prior to selecting a TDF.
  • Our in-depth TDF suitability process evaluates plan-specific assumptions, demographics and participant tendencies in order to identify a best-fit TDF for the plan.
  • We identify and compare off-the-shelf and custom options that match a client’s needs.

Securities offered through Kestra Investment Services, LLC (Kestra IS), member FINRA/SIPC. Investment advisory services offered through Kestra Advisory Services, LLC (Kestra AS), an affiliate of Kestra IS. Kestra IS or Kestra AS are not affiliated with Defined Plan Advisors or Retirement Plan Advisory Group. Investor Disclosures:

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For more information about our firm and the services we offer, fill in the form below to send us an email. We would welcome the opportunity to speak with you.